Investments, by definition, are for the future. As an investor with large equity positions or vested stock options, you face an enviable challenge: How can you protect your investments and extract the most value from them?

You could sell your shares or options, but that's rarely the most advantageous way to gain liquidity. Once they're sold, you can't benefit from further gains in their market value. Your need for cash may not coincide with a good share price. Selling may also generate tax liabilities, substantially reducing realized gains. Alternatively, you could borrow against your equity assets through a bank or broker. But typically, you'd only be able to extract about half of their value, and there's the added risk of a margin call, which is essentially a full recourse environment.

metroBanc Capital Advisors was founded to provide creative solutions to this dilemma.. solutions that enhance your ability to manage your wealth. We offer a set of tactical financial structures that deliver three powerful benefits: liquidity, so you can tap the value of your equity assets; hedging, so you can protect your equity assets against a market decline; and opportunity, so you can keep your equity assets working for you. The structures we provide are amazingly easy to use, and backed by impeccable service in a confidential environment.

With a stock loan from metroBanc™ Capital Advisors, shareholders of free trading stock, can get liquidity from their asset now, while retaining contractual ownership. You can enjoy the tax benefits that come from not having to sell your securities and profit from appreciation of your portfolio should the stock price rise in value when the loan matures.

Should your share price decrease in value, you can enjoy the freedom of walking away from your loan with no further obligations. The flexible exit strategy permits you to either pay off the loan and regain your securities, or walk away from interest payments or repayment entirely and forfeit only the collateralized securities.

To learn more about stock loans, please also visit:

• Stock Loan 101 - The Loan Process
• Stock Loan 101 - Stock Loan Benefits
• Stock Loan 101 - Stock Loans vs. Margin Loans
• Stock Loan 101 - Stock Loans Using Options
• Stock Loan 101 - Use of Stock Loan Proceeds
• Frequent Questions - Free Trading Stock Loans

For more information about a stock loan, please contact our office.
For an online quote request, please use the short form on the right side of this page.